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Employee Benefit Planning

Employee Benefit Planning Offered in the State of Florida Only Group Health Insurance (groups of 4-1000 employees)Group Life InsuranceGroup Long Term DisabilityGroup Short Term DisabilityGroup Dental BenefitsGroup Vision Benefits401 k...

Estate Tax Planning

Estate Tax Planning What is estate tax planning?  Estate planning involves preserving your estate for the transfer to your heirs and the proper distribution of your estate’s assets. Proper planning is important to avoid dying intestate which means passing away...

Special Risk

Special Risk Life Insurance Medical advances in treating Diabetes, Heart Disease, Cancer, Depression, Stroke and Obesity have virtually eliminated the high ratings that used to be assessed when one applied for a life insurance policy. In today’s life insurance...

Business

Business Business Uses Key Person – A life insurance policy can be used to protect a business from the loss of income and profits caused by the death of a key employee. Business Continuation – Life insurance can be used to fund a Buy/Sell Agreement or...

Personal

Personal Uses Funeral – Life insurance proceeds can ensure that there is enough money for proper funeral and burial expenses. Debt – Personal bills, credit card debt, student loans, and personal notes can be covered by life insurance in the event of an...

General Information

General Information What is life insurance? Life insurance is a contract binding a life insurance company to compensate a beneficiary for the death of a person insured. If the insured dies, the company will provide a cash payment to the beneficiary. Life insurance is...