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Long Term Care

Long Term Care What is long term care insurance? Long term care insurance (LTCI) is a relatively new insurance product designed to protect against the high cost of nursing home and skilled nursing care. Simply put, a significant portion of the older population will...

IRA Rollovers

IRA Rollovers What is an IRA Rollover? An IRA Rollover does not involve current income tax deductions, but rather is a method through which tax-favored retirement plan assets can be transferred from one plan to another plan without incurring any current income tax...

Disability Income

What is disability insurance? Disability insurance is insurance that’s designed to protect your income and thus your standard of living. If you become disabled, you probably won’t be able to earn much income but you will continue to have living expenses....

Annuities

Fixed Annuity What is a Fixed Annuity? An annuity is a contract issued by an insurance company which guarantees a specific rate of interest for a specific term. Annuities may offer income tax and interest rate advantages over other saving vehicles like CDs and money...

Employee Benefit Planning

Employee Benefit Planning Offered in the State of Florida Only Group Health Insurance (groups of 4-1000 employees)Group Life InsuranceGroup Long Term DisabilityGroup Short Term DisabilityGroup Dental BenefitsGroup Vision Benefits401 k...